Billing & Insurance

Did you know that most insurance companies and Medicare cover bariatric surgery?

We ask that you please call your insurance company and verify that you have coverage for bariatric surgery and what the specific criteria is.

The following questions will help start your discussion with your insurance carrier regarding coverage:

  1. Do I have coverage for bariatric surgery?
  2. What criteria do I need to meet in order to be considered for bariatric surgery?
  3. Does your insurance company mandate that you have a medically supervised weight loss program completed prior to bariatric surgery? If so, GHP can help you fulfill that requirement.  We have various medically supervised weight loss programs to help you meet that requirement.  (For BCBS of Michigan patients – BCBS once again has a 6-month medically supervised weight loss requirement. We have put together a program to meet this requirement and information will be given at the surgical orientation.)

Other information your insurance carrier may need:

  1. Diagnosis Code= E66.01 for obesity
  2. Procedure Code for open Roux En Y= 43846
  3. Procedure Code for laparoscopic Roux En Y= 43644
  4. Procedure Code for laparoscopic Roux En Y Long Limb= 43645
  5. Procedure Code for a revision= 43848 or 43659
  6. Procedure Code for lap band= 43770
  7. Procedure Code for Biliopancreatic Diversion with Duodenal Switch= 43845
  8. Procedure Code for Gastric Sleeve= 43775

GHP has a team of experts in authorizing bariatric surgeries.  Please contact our billing specialists at 616-464-4619 and one of our team members will be happy to answer your billing questions.

Please note that copays are due at the time of service and we cannot bill them to you.

 

No Surprises Act


Know Your Rights and Protections Against Surprise Medical Bills

When you receive emergency care or treatment by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from balance billing. Which means, you shouldn’t be charged more than your plan’s copayments, coinsurance and/or deductible.

What is “balance billing” or “surprise billing”?

When you see a health care provider, you may owe certain out-of-pocket costs, like a copaymentcoinsurance, or deductible. If you receive care from an out-of-network provider or at an out-of-network facility, your health plan may not cover the entire out-of-network cost. This can leave you with higher costs than if you got care from an in-network provider or facility. In the past, in addition to any out-of-network cost sharing you might owe, the out-of-network provider or facility could bill you for the difference between the billed charge and the amount your health plan paid, unless banned by state law. This is called “balance billing.”

An unexpected balance bill from an out-of-network provider is also called a surprise medical bill.

“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care—like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider. Surprise medical bills could cost thousands of dollars depending on the procedure or service.

What are the new protections if I have health insurance?

  • Ban surprise bills for emergency services, even if you get them out-of-network and without approval beforehand (prior authorization).
  • Ban out-of-network cost-sharing (like out-of-network coinsurance or copayments) for all emergency and some non-emergency services. You can’t be charged more than in-network cost-sharing for these services.
  • Ban out-of-network charges and balance bills for supplemental care (like anesthesiology or radiology) by out-of-network providers who work at an in-network facility.
  • Require that health care providers and facilities give you an easy-to-understand notice explaining that getting care out-of-network could be more expensive and options to avoid balance bills. You’re not required to sign this notice or get care out-of-network.

Emergency Services

If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most they can bill you is your insurance plan’s in-network cost (such as copayments, coinsurance, and deductibles). You cannotbe balance billed for these emergency services. This includes services you may get after you’re in stable condition. The only exception would be if you give written consent and give up your protections not to be balanced billed for these post-stabilization services.   

Certain services at an in-network hospital or ambulatory surgical center

When you get services from an in-network hospital or ambulatory surgical center, some health care providers could be out-of-network. In these cases, the most you can be billed is your insurance plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers cannotbalance bill you and may not ask you to give up your protections to not be balance billed. 

If you get other types of services at these in-network facilities, out-of-network providers cannot balance bill you.

You’re never required to give up your protections from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.

For additional information

Visit https://www.cms.gov/nosurprises/consumers for more information about your rights under federal law.

About Grand Health Partners

At Grand Health Partners, we believe that people who succeed in making their lives healthier are happier. Our mission is to help people improve their health through a well-rounded approach to weight loss. To better fit your lifestyle and your needs, we provide both surgical and non-surgical weight loss programs. Our programs are led by a group of independent bariatric surgeons who have a passion for providing excellent patient care. Weight loss is our specialty. We will provide coaching for dietary, behavioral, and exercise habits while you are monitored by licensed bariatric physicians. Because we understand that genetic, social, cultural, and emotional factors lead to obesity, our patients are properly supported and equipped throughout their weight loss journey.

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Contact Us

Grand Health Partners - Grand Rapids
2060 E. Paris Ave SE Suite 100
Grand Rapids, MI 49546
616-956-6100
1-888-691-0050

Grand Health Partners - Petoskey
521 Monroe St
Petoskey, MI 49770
616-956-6100