What Does Self-Pay Mean?
Self-pay means you pay for your procedure directly instead of billing it through your health insurance. Rather than waiting on an insurer’s approval, you work with our team to understand your costs up front, schedule your care, and move forward once you and your surgeon agree it’s the right step.
Care is exactly the same and will include a thorough evaluation with our board-certified surgeons, guidance from our dietitians, behaviorists, and exercise physiologists, and support before and after your procedure. The only thing that changes is how you pay.
Insurance Said No? You Still Have Options
Denials happen for many reasons. Some plans exclude weight loss surgery entirely, while others require you to complete a supervised diet program lasting several months, meet specific BMI or health criteria, or submit extensive documentation before they will even consider approval. Bariatric revision surgery can be even harder to get covered.
However, if your insurance has denied coverage, you are not out of options.
Self-pay removes these barriers and lets you focus on your health instead of the approval process.
Self-pay may be a good fit if you:
- Have a high deductible that makes self-pay a comparable value
- Have a plan that excludes bariatric surgery or the procedure you need
- Received a denial or were told you don’t meet your insurer’s requirements
- Want to avoid long waiting periods or mandatory pre-approval programs
The Benefits of Choosing Self-Pay
- Fewer Delays: Since you don’t have to wait on prior authorization, many patients can move from consultation to procedure much sooner.
- Clear Expectations: Our team walks you through your costs before you commit, so you can plan ahead with confidence instead of waiting to see what insurance will or won’t pay.
- More Control Over Your Care: You and your surgeon decide on the right procedure and the right timing based on your health and goals, not an insurer’s checklist.
- The Same Expert Team: Self-pay patients receive the same personalized, physician-led care and lifetime support that Grand Health Partners is known for.
Flexible Financing Through Cherry
Paying out of pocket doesn’t have to mean paying all at once.
Grand Health Partners has partnered with Cherry, a patient financing platform built specifically for healthcare, so you can break the cost of your procedure into manageable monthly payments.
Applying is quick and simple. The application takes about a minute. You’ll see your available payment plans right away and can choose the one that best fits your budget. Approval and terms depend on your application.
How to Get Started
- Request a consultation. Meet with our team to talk about your goals, your health history, and any past insurance challenges.
- Get your personalized plan. Your provider will recommend the right treatment for you, and our team will review your self-pay costs.
- Choose how to pay. Pay in full or apply for financing through Cherry to spread your cost over time.
- Move forward with your care. Once your plan is in place, we’ll schedule your procedure and support you every step of the way.
Ready to Stop Waiting?
If insurance has stood between you and the care you need, self-pay and Cherry financing can help you take the next step toward better health.
Request a consultation today or call our Grand Rapids office at 616-956-6100 to learn more about your self-pay options.